Self Employed Loan Programs

What are you looking to do?*

Qualify without having to show tax returns. These loans are perfect for you self-employed people who take advantage of as many deductions as possible because your tax returns are not considered.

The Bank Statement Mortgage

The bank statement mortgage allows us to approve you even if have taken a lot of deductions and can not qualify based on the adjusted gross. We use the deposits to demonstrate that you have the ability to repay and the process is fast and easy! We connect you directly to your bank where 12 months of your bank statements, either business or personal are immediately downloaded and calculated by the A.I. to determine which of the deposits will qualify as income. Then a live loan officer will review the statements to see what options are available to you. If you have been turned down for conventional financing, we can get you out there looking for a home in under an hour.

Providing 1099’s only

The bank statement mortgage allows us to approve you even if have taken a lot of deductions and can not qualify based on the adjusted gross. We use the deposits to demonstrate that you have the ability to repay and the process is fast and easy! We connect you directly to your bank where 12 months of your bank statements, either business or personal are immediately downloaded and calculated by the A.I. to determine which of the deposits will qualify as income. Then a live loan officer will review the statements to see what options are available to you. If you have been turned down for conventional financing, we can get you out there looking for a home in under an hour.

Using a P & L Only

The bank statement mortgage allows us to approve you even if have taken a lot of deductions and can not qualify based on the adjusted gross. We use the deposits to demonstrate that you have the ability to repay and the process is fast and easy! We connect you directly to your bank where 12 months of your bank statements, either business or personal are immediately downloaded and calculated by the A.I. to determine which of the deposits will qualify as income. Then a live loan officer will review the statements to see what options are available to you. If you have been turned down for conventional financing, we can get you out there looking for a home in under an hour.