Investor DSCR or Rental Income Loans

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What is an investor DSCR loan?

These are known as investment property loans. This one is quite easy to understand and makes a lot of sense. Simply put, if the rents cover the mortgage, you’re good to go!

Example: An investor purchases a single-family home, putting down 20% with the intention of renting the home out. The payment, including principal, interest, taxes and insurance is $1,000 and the market rents for a property like this one is $1,150. That investor does not need to prove Income to qualify. The rents cover the mortgage.

  • Purchase SFR to 80% using this DSCR program.
  • Purchase multi-unit properties to 75% using this DSCR program
  • Get cash out on your investment properties to expand your real estate holdings
  • Loan amounts up to 3 million on purchases and cash out refinances
  • Faster Easier qualifications