Luis and Dov are the two principles, and I worked directly with them getting the paperwork for my refi. They were efficient, speedy, and thorough. When I had questions, they answered in details that demonstrated their depth of knowledge. They got me a very competitive rate as well. In short, these two guys make for an incredible team. Also, they are two of the nicest people ever. When I have future real estate deals, I won’t even waste my time shopping around. Because I already know I’ll get the best rate and the best service through Luis and Dov.